Chamber Health Plan – Effingham County Chamber

Big Benefits. Built for Small Business.

Health insurance is one of the top benefits employees look for — and often one of the biggest expenses for small businesses.

Through the Community Chamber Program and in partnership with the Employers’ Coalition for Healthcare, Inc. (ECHI) and the Illinois State Chamber of Commerce, Effingham County Chamber members have exclusive access to UnitedHealthcare Level-Funded health plans designed specifically for groups of 2–125 employees.

Why It Matters

• Exclusive 5% Chamber Discount on quoted rates
• Additional savings when bundling dental or vision
• Potential savings of up to 39% compared to traditional fully insured plans
• 50% shared savings opportunity on unused claim dollars
• Access to 100+ plan design options
• Large national provider network
• Pharmacy, virtual care, and built-in wellness programs
• HR compliance support through Mineral Platform®

This program allows small businesses to benefit from strength in numbers while continuing to work with trusted, local Chamber member insurance professionals.

Work with a Local Chamber Insurance Partner

Chamber members are encouraged to contact their broker or connect with one of the participating Chamber member agencies:

Ancillary Benefits Option

Members also have access to an exclusive ancillary benefits platform through Companion Life. Employers can set a defined contribution starting as low as $25 per employee per month, allowing employees to choose from dental, vision, life, disability, accident, critical illness, and hospital indemnity options — all with a three-year rate guarantee and streamlined enrollment.

Have questions? Call the Chamber office at (217) 342-4147 for more details.